Top 5 Online money transfer apps with refer and earn program to make cash up to 5000

Hello enthusiasts ! You will see the top 5 Online money transfer apps with refer and earn program in this post. The Indian government is encouraging cashless transactions under the Digital India programme. So many apps for online cashless transactions are available on the Google Play Store. To encourage and attract people at cashless practices, many mobile wallets apps are offering cash back with many attractive offers for their users. Also, these apps have given the refer and earn program to reach the maximum number of users. This means that we have the opportunity to earn money with the benefit of cashless transactions. So lets see the top 5 Online money transfer apps with refer and earn program.


Paytm app is well known to you. It has top in all fastest online money transfer apps. Even small shopkeepers also accept money via Paytm. It provides fastest online payments and mobile recharge, bills, DTH recharge & movies, shopping or to send or accept payments. You can scan QR to pay and book flights, bus & IRCTC train tickets.
Paytm has recently launched Paytm Payments Bank to offer a Savings Account with no account opening charges or any minimum balance requirements. Paytm also gives the facility to pay for school fees, buy gold or get a loan and insurance.

How to earn money on Paytm ?

  • Download Paytm app and sign up.
  • Refer and earn cash back Up to 10,000 by referring your friends to Paytm.
  • Spend money through available offers to get Cash back.


Online money transfer appsPhonePe is digital wallet app to make mobile payments in India. It has been acquired by Flipkart. Interface of this app is very simple to use. You can do UPI payments, recharges, money transfers and online bill payments. PhonePe can be better than Internet Banking with the secure and fastest online payment experience in India. It also provides you a digital mobile wallet for faster refunds and cash backs from its merchant partners. You can spend your wallet balance or withdraw it into your linked bank account in one quick.

How to earn money on Phonepe ?

  • Download Phonepe app and register your new account.
  • You can earn 50% cash back on your first recharge or Bill pay via UPI.
  • Spend money through available offers to get cash back every time.
  • Invite your friend to Phonepe to get 75 rupees on his successful sign up. Your unique referral link is here.

Google Tez

Online money transfer apps

A few days ago, Google has launched an app named Tez for online cashless payments. You can send money and instantly receive payments directly to your bank account. It is based on NPCI’s (National Payments Corporation of India) Unified Payments Interface (UPI). You can make payments and transfer any amounts with Google’s multi layered security and 24/7 protection by Tez Shield. Tez app works with all banks in India that support UPI. Tez app got popular in very short time, because of its quality and attractive offers. It deserves the to be included in list of top 5 Online money transfer apps.

How to earn money using Tez app ?

  • Download Google Tez app and sign up using phone number that have registerd with your bank account.
  • Try your first transaction on this app of rs 51 or above.
  • Invite your friends to sign up on Google Tez app using your unique referral link.
  • Get paid Rs 51 on first transaction of your friend.
  • Win scratch card worths up to rupees 1000 on transaction among another Tez user. To get benfit of this offer transaction must be up to 50 rupees.
  • Travel with uber or redbus and get scratch card worth up to rupees 500 or 1000.


Online money transfer apps

MobiKwik is popular digital wallet in users for attractive offers and cash back. Recently Mobikwik attracted maximum JIO sim users attention to it by unbelievable cash back offer. It would be the best choice for mobile payments, shopping, recharges and bill payments. You can earn maximum cashback & save on every transaction.
Mobikwik is the most secure, simple & fastest way to recharge your mobile phone. It is providing cash pickup facility to its user to top up their Mobikwik wallet. Update :- Cash pickup facility is not available in new version of Mobikwik.

How to earn money on Mobikwik app ?

  • Download Mobikwik app and register your new account using N4DVDV referral code.
  • Now add 20 rupees to your Mobikwik wallet. After adding it you will get supercash worth rupees 50.
  • Earn upto 2500 rupees by inviting your friends to Mobikwik.
  • Get benefit of attractive cash back offers by Mobikwik.


Online money transfer apps

FreeCharge is India’s fastest growing digital payment platform. It was founded in year of 2010 and is Equipped with the latest technology, You can make all Prepaid, Post-paid, DTH and Electricity bill payments through cashless transaction.
FreeCharge has recently introduced exciting new feature ‘Data Lifeline’ that works as a saviour when you run out of your mobile data pack. This feature is exclusive for prepaid users, and lets you avail free 3G data up to 100 MB on exchange of FreeCharge tokens. You can also send and request money through ‘Chat n Pay’ feature.

How to earn money on Freecharge app ?

  • Download and sign up on Freecharge app.
  • Refer and earn freecharge cash up to rupees 50. To get your code, Login to your FreeCharge Account and Click on the side menu and go to Refer N Earn section under Rewards Invite friends ! Update :- Currently freecharge refer and earn program is not available.
  • Get maximum cash back by spending money through freecharge offers.

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